Thankfully, due to advancements in car technology, increased awareness of road safety, greater driver alertness and more laws passed regarding the safe operation of vehicles, the number of car accidents that occur in the UK each year is falling, according to statistics from the Department for Transport. However, if you are hurt in a road traffic accident, those numbers will provide little solace. Instead, you need to seek advice from a specialist claims management company to help you gain a fair and just level of compensation for your misfortune.
As there is a degree of confusion surrounding the issue of claims and compensation, this article aims to provide some clarification by listing some of the common and perhaps less commonly known claims that can be made against a driver who has caused an accident.
The first type of claim you can make is for any injuries that you have suffered. This can include injuries that you fully recover from as well as those from which you may not. With all personal injury claims, it is best to seek medical advice as to its severity and ensure that you have all documentation to hand when you make your claim. Photographs of any injuries will also help to validate a claim.
In addition to personal injury, you can also make a claim for any property that is damaged as a result of the accident. Perhaps your clothes were torn or spoiled after the incident? Or maybe your watch or jewellery was broken, or your mobile phone smashed, or your satellite navigation system damaged. Compensation can be claimed for any personal effects that were in the car and were affected by the accident.
Furthermore, if you are forced to take time off work to recover from the accident and suffer a loss of income because of this, then you can also claim for this loss of earnings.
You must ensure you have documentary evidence to back any potential claim for car accident compensation; for example, doctors notes regarding your injury, confirmation of the amount of time off work you took from your employer, receipts for damaged personal effects or photographs of damaged items.
A personal injury claim means more than just receiving compensation for bruises and cuts that you have suffered, other items can also be claimed for, bringing you the final settlement you deserve.