Get Car Accident Compensation With Personal Injury Claims

According to figures published annually by the Department for Transport (DfT), the number of injuries caused by car accidents in the UK has been steadily falling for the past 40 years. The Reported Road Casualties Great Britain report shows a steady but definite decrease in the number of people suffering an injury as a result of a road traffic accident.

This welcome trend is likely to be down to a number of factors. Cars now feature more safety features than ever before with braking technology being constantly developed and improved. Anti-lock braking systems are now commonplace in new vehicles, as is power steering and a range of technologies to improve vehicle handling and dynamics.

Many cars are now fitted with several airbags so that all passengers are equally well protected during a collision. A car may also have side impact protection and possible head protection.

The laws with regards to driving have also been tightened. All passengers must now wear a seatbelt and children must have a suitable child car seat when travelling. The laws are now catching up with new technology, with laws against driving while using a mobile phone, for example. Our roads also have more safety measures in place such as speed bumps, speed displays and speed cameras and improved visibility aids.

It is great news that the number of injuries due to road traffic accidents continues to decline in line with the DfT’s aims and targets. However, the fact remains that even the lowest reported figures of 2009 show that 222,146 people suffered an injury from a car accident. Should you find yourself injured in a road accident through no fault of your own then personal injury claims can get you the compensation that you deserve.

The costs of an injury can soon mount up, particularly if you have to take time off work and lose out on potential earnings because of it. But you don’t have to be left out of pocket if the accident was not your fault. A good specialist compensation claims company will pursue compensation for you on a no win, no fee basis.

No win, no fee means that you don’t have to worry about paying costly solicitors bills at a time when you may already be losing out financially. A specialist claims firm will aim to get you the compensation that you deserve, and you will receive 100 per cent of this sum. Should a claim be unsuccessful then you don’t pay them a penny.

Although the roads appear to be getting safer, injuries due to road traffic accidents are still, unfortunately, commonplace. If you have been injured in a road traffic accident that wasn’t your fault then you have nothing to lose by using a no win, no fee claims specialist. Most car accident claims are relatively straightforward and you will not be left out of pocket because of an accident that was caused by another road user.

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Are You Entitled To A Personal Injury Claim?

If you’ve had an accident in the past three years and are over 18, you may be able to claim compensation.
 
Usually, if the accident you are involved in is not your fault you are entitled to claim compensation for the pain and suffering you had to endure due to the negligence of somebody else. This can also include special damages and uninsured losses; including loss of earnings if you are too injured to work, or damage to items that were present in your vehicle if you were involved in a car accident. If you are under 18 at the time of your accident, you are entitled to claim within three years from the date of your 18th birthday.
 
Firstly, it’s important to know what sorts of accidents you can claim for.
 
You can make personal injury claims for a broad range of injuries and they can be physical or psychological. For example, if you sustained whiplash from a car accident, broke your ankle slipping on a wet floor or have suffered medical negligence, you may be entitled to compensation.
 
Car accident claims are common after an injury has been sustained from a vehicle accident; however, other scenarios that lead to personal injury claims include, but are not limited to, accidents at work, slips, trips and falls through fault of insufficiently maintained pavements or other public facilities, sporting injuries and psychological illnesses caused by stressful environments.
 
Your first port of call in the event of experiencing an accident is your local GP or A&E. Not only is this vital to ensure your wellbeing, but also many unsuccessful claims are down to the individual not visiting a GP or hospital to document the extent of their injuries. Some injuries may also not be immediately apparent, so it is always best to make certain at the earliest opportunity.
 
Many personal injury claims now operate on a ‘no win no fee’ basis. If your case is assessed and you are not deemed eligible, you will not be expected to pay anything. Many claim companies now also offer a 100 per cent compensation guarantee which covers the solicitors’ fees, and settlements tend to be made outside of the courtroom – so you can feel at ease when filing the incident, even if you are claiming against large companies or organisations.

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Why Seeing A Doctor Is Vital for Successful Personal Injury Claims

If you have been injured in a road traffic accident that wasn’t your fault, you are likely to be entitled to compensation. However, many claims for compensation fail because the injured party failed to seek medical attention after the accident.

In the case of a minor injury, you may be tempted to want to go straight home after being involved in a car accident. You may be in shock and want the comfort of your loved ones. You may be dirty, cold or in pain and just can’t wait to get home. Despite this, it is important to seek medical attention as soon as possible after the accident has occurred.

Without documentation from a medical professional, some personal injury claims for compensation may fail. This is because the decision makers will use your medical notes to not only prove that an accident occurred, but also to determine the amount of compensation that should be awarded.

Going straight to hospital or to see your doctor is definitely advisable, not only for the purposes of possible personal injury claims, but also to ensure the health and wellbeing of the injured party. When an individual is in shock, injuries can often appear more minor then they actually are. You may not feel pain or the full extent of your injuries until the following day or later, when the shock and adrenaline has worn off.

As part of a claim you will be sent for a medical carried out by an independent doctor. This also goes towards establishing your injuries but does not replace the need to seek immediate medical attention and ensure that you have the correct medical documentation of your injuries, should it be needed.

In the case of car accident claims, the process can be fairly straightforward if you have followed the correct procedure. The use of a specialist no win, no fee claims company means that your compensation claim will be dealt with by an experienced professional, taking the worry and the stress of the process from you.
Additional stress is the last thing that you need when recovering from an injury caused by a road traffic accident, so letting a professional pursue your claim means that you are free to concentrate on your recovery. Recovering quickly from an injury should be your main priority so ensure that you seek immediate medical assistance and then give a specialist claims company a call to do the rest.

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Personal Injury Claims: Whiplash

It’s something every motorist dreads and while caution should be at the forefront of everyone’s mind while in the driving seat, it’s important not to allow the fear of an accident prevent you from taking to the road and enjoying your journey. One way of putting your mind at ease is to be fully aware of the actions that you should take if an incident occurs.
 
In the unfortunate event that you are involved in a car accident, there are a number of things you should do. If possible, take pictures of the accident scene, making sure you clearly capture the damage to both vehicles and their positioning.
 
Write notes about what happened while they are still fresh in your mind; this way when the police arrive you can explain clearly what happened and your facts will not have been skewed by the passage of time.
 
If an ambulance is not called to the incident, make sure you visit a GP or hospital as soon after the accident as possible in order for them to assess the full extent of your injuries. As well as putting your mind at ease and treating you for the pain and suffering caused, the medical notes can be used if you wish to claim for compensation. Without these notes, many claims may be not be successful.
 
Car accident claims not only entitle you to monetary compensation; you could also claim additional losses such as loss of earnings and forking out for a replacement car. Personal injury claims are also available if you experience pain or suffering caused by the crash.
 
Whiplash is one of the most common injuries sustained in a car accident. It is caused by a sudden jolt to your head, affecting the soft tissue in your neck. While seat belts are a legal necessity and a great aid in preventing fatalities in the event of a road accident, they only look after your body. This can result in you experiencing neck pain either immediately or relatively soon after the event. In severe cases it may lead to a life-long disability.
 
As the symptoms of whiplash may not occur until a few hours, or even days after an accident, it is best to ensure you see a doctor as soon as you can to document your injuries, even if you feel fine. The severity of your injury will dictate how much car accident compensation you can claim.

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Car Accident Rates Reach Five Year Low

In the latest figures from the Department of Transport, studies have shown that the number of car accidents is falling.

In 2005, it was reported that accident rates per one billion vehicle miles stood at 635. In 2009, that figure had fallen to 517 per billion.

Motorway accidents have also shown signs of improvement, dropping by 36 in just four years.
The biggest fall was in urban accidents. Collisions in city areas dropped by a massive 171 and minor accidents fell by 178.

Fatal or serious accidents have fallen by over 2,000 in total over the past five years too, possibly showing an improvement in road behaviour or advancements in car safety technology.

Many have cited the financial crisis as a reason for the fall in traffic accidents as more people begin to use public transport and reduce the use of their car. Also, a rise in unemployment will have seen a drop in the number of motorists using vehicles.

However, despite a decrease in the number of accidents, the number of personal injury claims in the UK has risen.
In 2009, insurance companies were receiving 1,200 whiplash claims per day alone. Many believe that an increase in the number of car insurance firms offering personal injury protection may have encouraged the rise. Furthermore, the increase in the number of television advertisements for personal injury claims may have also delivered a heightened awareness among the general public.

The rise has come despite government attempts to reduce personal injury claims under the Compensation Act in 2006. The law brought in was designed to impose registration requirements on claims management companies and to establish the claims management regulator, controlled by the Ministry of Justice.

The worldwide financial crisis may also be to blame for the rise in car accident claims. As well as physical trauma, it is also possible to cite emotional and personal issues as a cause for compensation. During an era where money is scarce, many of the public have claimed for emotional stress they have suffered due to the financial difficulties that damage to their being or vehicle can cause.

A rise in claims has inevitably led to a rise in car insurance premiums. In 2010, British roadside recovery group, the AA, announced that the average premium rate had risen by seven per cent during the fourth quarter of 2009; marking the steepest rise in prices since records began in 1994.

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Personal Injury Claims Needn’t Cost

If you’ve suffered an injury as a result of a road traffic accident that wasn’t your fault, you’re likely to be entitled to compensation. Compensation can help to cover costs that you may incur through travelling to medical appointments, financial loss suffered from taking time off work and compensation for physical pain and injury.

Your first instinct may be to let your insurance company handle your claim. That is what they are there for, after all. But you may actually be far better off letting a specialist claims management firm deal with your claim for compensation.

A specialist claims management firm will represent you and endeavour to make claiming as stress-free as possible. You can relax and get on with the important process of recovery, safe in the knowledge that an experienced professional is dealing with a compensation claim on your behalf.

While your insurance company may ask you to pay an excess and possibly put your premiums up in future as a result of a claim, a specialist personal injury claims firm can ensure that you are not left out of pocket.
A no win, no fee claims company can deal with your claim on the basis that if your claim is unsuccessful, you don’t have to pay them a penny. If your case is successful however, you will keep 100 per cent of your compensation. This is obviously preferable to paying solicitors’ fees that are chargeable regardless of the outcome of the case.
No win, no fee companies recover their fee from the insurance of the party at fault, so getting professional, expert help won’t leave you out of pocket. Many car accident compensation claims are straightforward and it shouldn’t be a long, drawn-out process.

An experienced claim management company will ensure that you get the compensation that you deserve for your injuries as quickly as possible. You will then be able to move on with your life in the knowledge that you have not been left financially worse off by an accident that wasn’t your fault.

Don’t worry that making a personal injury claim will be difficult, time consuming and costly. With the help of a specialist it doesn’t have to be. Your claim for compensation could, and should, be straightforward and not cost you a penny. After all, why should you suffer as a result of someone else’s negligence?

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How to Prevent Personal Injury

The Department for Transport states that in 2009, 2,220 people were killed on the roads in Britain. A further 163,554 road accidents reported to the police resulted in personal injury.
 
While the responsibility for maintaining and improving the roads and promoting safety standards lies with local authorities, it is vital that as an motorist you are aware of the implications of an accident and consider the risk factors, in order to prevent these incidents from occurring.
 
Key things to consider before taking to the road:
 
Limit your speed
One of the most common mistakes people make when on the road is a lack of patience. It’s easy to feel under pressure to get from A to B in no time at all, but getting into the habit of slowing down and being fully aware of your surroundings can often make all the difference.
 
Ensure that both you and your passengers are wearing a seat belt
It is compulsory to use a seat belt while driving a vehicle in Britain. They often save lives and reduce injuries. If a passenger is injured while travelling in your car with you, they may decide to make personal injury claims against you through your insurance company.
 
Ensure children are securely seated
Young children and babies should be seated in either secure car seats, child restraints or be wearing a seat belt.
 
Do not drive while tired or under the influence of drugs or alcohol
It is illegal to drive while under the influence of drugs or alcohol and if you are caught using your mobile phone while driving you could be charged a £60 on the spot fine and have three points added to your licence. Fatigue is the principal factor for around one fifth of all road accidents, so it is wise to avoid driving when tired and to take regular breaks during long journeys.
 
Additionally, if you are a motorcycle driver, it is your responsibility to make sure both you and your passengers wear a helmet.
 
If you do experience an accident that wasn’t your fault then car accident claims may entitle you to some compensation. In order for you to be eligible you must report the incident to the police, document the event in as much detail as possible and make sure that you and your passengers visit a doctor to assess your injuries.

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Motorists Prepared for Winter

Most drivers will be aware that driving in the winter is more hazardous than at any other time of the year. You could slip on icy roads, have mechanical trouble with your car or have an accident resulting in damage to your vehicle or even actual bodily injuries. Being properly prepared for the conditions you will face on your journey should be an integral part of your daily commuting routine and it seems that this message is finally starting to be heard by motorists around the country.

A recent survey conducted by GEM Motoring Assist found that 73 per cent of drivers now take action to prepare their car for poor weather. This might include keeping warm clothing or blankets in the car, having extra food and water and checking the car for its suitability for the road conditions. This compares with a similar survey which was carried out in 2008, which showed that close to three quarters of drivers failed to ensure they were prepared for icy conditions.

While this is great news for most drivers, unfortunately there are still a few out there who will always drive less carefully than they should. It is these motorists who force even the most careful and prepared drivers into making car accident claims. Being prepared for the cold weather will not stop someone driving into you on an icy road. If this was to happen you should be aware that it is within your rights to make a claim for car accident compensation.

Providing the accident you have had is through no fault of your own, you are protected by the law and can make a claim through one of the many agencies which are there to help you. One of the most common injuries which occur in car accidents is whiplash and this debilitating injury can lead to several weeks off work. It is important to claim any money which you may be owed to offset the money you may lose in the long term.

Making personal injury claims is easy and will give you peace of mind knowing that you are getting what you need to make a full recovery. Hopefully in years to come, drivers will become more sensible when they are driving on the UK’s icy roads, but in the meantime, you know that any damage or injury caused in an accident can be taken care of.

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Personal Injury Claims Provide Compensation

Thankfully, statistics show that the number of injuries caused by car accidents in the UK has been steadily falling since 1970. The figures in the Reported Road Casualties Great Britain (RRCGB) document, published yearly by the Department for Transport (DfT), show a steady decrease in the number of people suffering either a slight or serious injury as a result of road traffic accidents.

This is welcome news but the fact remains that even the lowest reported figures of 2009 showed that 222,146 people suffered an injury from a car accident. Many of us drive daily, for much of our lives, and as such the odds of being injured at some point are relatively high.

If you do find yourself injured in a road traffic accident then you should seek adequate compensation. Personal injury claims are a way of minimising the financial damage that being injured in a car accident can do. As well as suffering pain and discomfort, you are likely to have time off of work to recover, and that can quickly become costly.
What you don’t need, on top of that, is expensive solicitors’ bills mounting up while you pursue compensation. No win, no fee personal injury claim specialists can help you to get 100 per cent of the compensation that you deserve. Should a claim be unsuccessful then you pay nothing.

The fall in road traffic accidents could be attributed to a number of factors. One such factor is that the safety technology used in cars is continuously advancing. Airbags and head injury protection are now commonplace in new vehicles, as well as advanced braking technology, traction control and side impact protection. 

As well as improved car safety, our roads now have more safety measures in place including speed bumps and speed cameras. The laws on road safety have also changed for the better. Gone are the days when rear passengers weren’t required to wear a seatbelt, while the new laws on child car seats means that children are better protected than ever.

Still, no matter how careful you are at adhering to road safety rules, there are times when accidents are unavoidable. If you are involved in accident that isn’t your fault, and suffer an injury then you are within your rights to seek compensation.

Car accident claims are usually fairly straightforward, and when you use a no win no fee claims company you have nothing to lose but much to gain by claiming.

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Car Accident Claims: Know Your Rights

Most motorists will be aware that filing car accident claims following an accident is both their legal right and in some cases a necessity. Compensation is simply designed to put people back into the position they were in before their accident. This can sometimes only be achieved by offering a monetary amount. But unfortunately, some drivers are taking advantage of the system and making car accident claims which are spurious and giving the whole profession a bad name.

These types of claims are leading to increased costs for all drivers. The AA has said that, in 2010, the average insurance premium for all drivers increased by 11 per cent and the Association of British Insurers (ABI) has stated that around £40 of car insurance premiums are due to the high cost of car accident compensation.

The ABI has also pointed out that making the system for claiming compensation easier and quicker would result in lower costs for all. They have shown that around ten per cent of all motor insurance premiums are going to lawyers who make car accident claims on behalf of their clients.

A system where people can claim their rightful compensation without an elongated and expensive process will mean that lower lawyer fees will be paid and more of the compensation can go to those people who deserve it. However, it would do little to prevent those who do not have rightful claims from taking advantage of the system and bringing the claims industry into disrepute.

The Association of Personal Lawyers has responded to this by suggesting a new system which will make claims of less than £10,000 more straightforward, and this has now been implemented. Hopefully, this new way of processing compensation claims for car accidents will result in lowered insurance premiums for all drivers.

While these moves are positive, the personal injury claims industry needs to seek legislation which will prevent those who do not have legitimate claims from making money from the system. It will give the sector a better image and will encourage those who truly deserve compensation for their car accident injuries to get what they are entitled to.

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